Alleged Pinjol Interest Rate Cartel, AFPI Says

The controversy surrounding the pinjol (online loan) interest rates cartel has progressed to a new stage as the Business Competition Supervisory Commission (KPPU) has escalated the alleged violations related to pinjol interest to the investigation phase.

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30 Okt 2023 - 20.00
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Alleged Pinjol Interest Rate Cartel, AFPI Says

Illustration of a Pinjol with high bad credit./BISNIS

Bisnis, JAKARTA — The controversy surrounding the pinjol (online loan) interest rates cartel has progressed to a new stage as the Business Competition Supervisory Commission (KPPU) has escalated the alleged violations related to pinjol interest to the investigation phase. Several officially registered companies under the oversight of the Financial Services Authority (OJK) are implicated in this case.

This year, the fintech peer-to-peer (P2P) lending industry, commonly referred to as pinjol, has faced a series of challenges. These include complaints about alleged poor lending practices by Investree, claims of debt collection methods violating regulations by AdaKami, and allegations of a cartel for loan interest rates. 

Most recently, during a Commission Meeting involving high-ranking officials of the Business Competition Supervisory Commission (KPPU) on Wednesday (25/10), the case involving alleged violations of loan interest rates within the Indonesian Joint Funding Fintech Association (AFPI) was elevated to the investigation stage.

Companies that are members of AFPI are official lenders registered and regulated by the Financial Services Authority (OJK). 

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Alleged Pinjol Interest Rate Cartel, AFPI Says

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