Banking Loan Disbursement Continues to Face Challenges

The banking sector is optimistic about implementing a more robust loan expansion next year despite facing challenges associated with the upcoming general election and global uncertainty.

Fahmi Ahmad Burhan

4 Des 2023 - 16.32
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Banking Loan Disbursement Continues to Face Challenges

An employee of PT Bank Tabungan Negara explains banking products to customers in Jakarta. Photo/JIBI/Dedi Gunawan

Bisnis, JAKARTA — The banking sector is optimistic about implementing a more robust loan expansion next year despite facing challenges associated with the upcoming general election and global uncertainty.

Bank Indonesia (BI) envisions a loan growth range of 10% - 12% for the banking sector in 2024. This projection necessitates a series of concerted efforts within the banking community.

Aviliani, a senior economist at the Institute for Development of Economics and Finance (INDEF), highlighted the inherent challenges for banks in achieving the projected loan growth of 10% - 12% in 2024.

"It's challenging; we have seen loan growth hovering between 8% - 10% previously," she remarked on the sidelines of the 2023 Bank Indonesia Annual Meeting (PTBI) on Wednesday (29/11).

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Editor: Aprilian Hermawan
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Banking Loan Disbursement Continues to Face Challenges

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