Banking Optimistic on Vehicle Loans

This optimism is reflected in the findings of a survey conducted by the Financial Services Authority (OJK) involving 95 banks. The survey reveals that a majority of banks are confident about enhancing their performance in motor vehicle loans (KKB) during Q2 2024.

Fahmi Ahmad Burhan

2 Jun 2024 - 06.37
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Banking Optimistic on Vehicle Loans

Illustration for cars./Special

Bisnis, JAKARTA — Despite a sluggish start to the year, the banking industry maintains optimism regarding its ability to enhance the distribution of motor vehicle loans (KKB) in the current year.

This optimism is reflected in the findings of a survey conducted by the Financial Services Authority (OJK) involving 95 banks. The survey reveals that a majority of banks are confident about enhancing their performance in motor vehicle loans (KKB) during Q2 2024.

According to the OJK Banking Business Orientation Survey (SBPO), this optimism in the banking sector is attributed to the political stability following the 2024 elections.

During Q1 2024, there was a decline in KKB due to political uncertainty, leading customers to adopt a wait-and-see approach and delay their vehicle purchases.

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