Sustaining Financing Growth Amid High Interest Rates

Despite the prevailing high interest rates, players in the financing and leasing industry remain optimistic, with their response remaining positive. They express confidence in the continued growth of new financing opportunities.

Pernita Hestin Untari

23 Mar 2024 - 17.22
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Sustaining Financing Growth Amid High Interest Rates

Bisnis, JAKARTA - Despite the prevailing high interest rates, players in the financing and leasing industry remain optimistic, with their response remaining positive. They express confidence in the continued growth of new financing opportunities.

Bank Indonesia (BI) had previously kept its benchmark interest rate at 6% for five consecutive months starting from October 2023. Typically, when interest rates increase, there is concern that demand for credit may diminish due to the higher interest rates being offered.

However, leasing companies, such as PT BCA Finance, maintain an optimistic outlook regarding financing demand despite the prevailing high interest rates. According to BCA Finance President Director Roni Haslim, this optimism is fueled by favorable economic and political conditions, coupled with a growing willingness among individuals to make purchases. "We are very optimistic that financing will continue to perform well this year," stated Roni when contacted by Bisnis on Thursday (21/3/2024).

He mentioned that financing distribution remained robust in the February 2024 period. In fact, new financing during that period reached IDR 6.35 trillion, marking a notable 17% year-on-year (YoY) increase compared to the same period last year.

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Editor: Rayful Mudassir
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Sustaining Financing Growth Amid High Interest Rates

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